
Spanish Financial Terms (Vocabulary List)
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In today’s interconnected world, mastering financial and economic vocabulary in Spanish can unlock a wealth of professional and academic opportunities. From discussing market trends to understanding economic indicators, learning advanced Spanish vocabulary for finance and economics allows you to engage confidently in boardrooms, classrooms, and beyond. Knowing specific terms and expressions helps you navigate complex conversations, whether you’re analyzing trends or discussing investment options.
For advanced Spanish learners, especially those in finance or economics, acquiring industry-specific vocabulary is essential. Having a command of financial terms can make conversations smoother, enhance presentations, and boost your credibility. This vocabulary also helps you understand economic reports, financial news, and market analyses in Spanish, giving you a broader understanding of global finance.
Key Financial Terms and Phrases in Spanish
To start, let’s explore some fundamental financial terms that will serve as building blocks for any economic discussion in Spanish.
Fundamental Financial Terms
Spanish 16106_15b971-57> |
English 16106_e0dc16-43> |
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Ingresos 16106_3b833e-77> |
Income 16106_4dcdbb-4e> |
Gastos 16106_893d06-35> |
Expenses 16106_942963-3c> |
Beneficios 16106_20b906-18> |
Profit 16106_a18123-9b> |
Pérdida 16106_f0a496-3a> |
Loss 16106_b8b465-a8> |
Presupuesto 16106_38ee45-e7> |
Budget 16106_3c36fd-6a> |
Ahorros 16106_1e207d-66> |
Savings 16106_a7837f-e4> |
Impuestos 16106_04469b-bb> |
Taxes 16106_6ee323-62> |
Inversión 16106_86645a-f1> |
Investment 16106_0498ad-25> |
These terms are essential for general financial conversations. For example, “ingresos” refers to income, while “gastos” refers to expenses. When discussing a company’s performance, you might talk about “beneficios” (profits) and “pérdidas” (losses).
Terms for Financial Transactions in Spanish
Spanish 16106_c79930-5a> |
English 16106_b55727-50> |
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Transferencia bancaria 16106_2f6f64-20> |
Bank transfer 16106_973c51-aa> |
Crédito 16106_70b25d-84> |
Credit 16106_9b670d-e1> |
Débito 16106_d86505-94> |
Debit 16106_6b070b-2d> |
Interés 16106_a63b22-f5> |
Interest 16106_821aa8-32> |
Préstamo 16106_f7067f-1d> |
Loan 16106_13bb67-e9> |
Hipoteca 16106_f429d9-dc> |
Mortgage 16106_dffcf6-fc> |
Depósito 16106_4884e1-e9> |
Deposit 16106_e7b74e-34> |
Retiro 16106_083690-90> |
Withdrawal 16106_f84407-d0> |
These terms help you discuss specific transactions. For instance, “interés” refers to the interest accrued on a loan or savings account, while “préstamo” is the term for a loan.
Vocabulary for Economic Analysis in Spanish
Economics involves analyzing markets, trends, and indicators. Here’s vocabulary to discuss economic analysis and key indicators in Spanish.
Common Economic Indicators in Spanish
Spanish 16106_58b391-33> |
English 16106_56cadc-5e> |
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Producto Interno Bruto (PIB) 16106_b56fdf-38> |
Gross Domestic Product (GDP) 16106_0c98b7-9c> |
Tasa de inflación 16106_5eed97-d5> |
Inflation rate 16106_350772-42> |
Tasa de desempleo 16106_737e3d-6d> |
Unemployment rate 16106_b3566b-18> |
Déficit 16106_ec4484-89> |
Deficit 16106_7d86fd-5c> |
Superávit 16106_4c65a1-fb> |
Surplus 16106_440193-25> |
Crecimiento económico 16106_2d080f-89> |
Economic growth 16106_727ab6-6e> |
Deuda pública 16106_93833c-87> |
Public debt 16106_c2896d-d3> |
Understanding economic indicators is vital for assessing the health of an economy. For example, “PIB” (GDP) is commonly referenced in economic reports, while “tasa de inflación” (inflation rate) is important for discussing price stability.
Advanced Concepts in Economics in Spanish
Spanish 16106_6f835a-ab> |
English 16106_452c8a-b2> |
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Oferta y demanda 16106_42ec01-5d> |
Supply and demand 16106_e0b076-4d> |
Ciclo económico 16106_792336-72> |
Economic cycle 16106_99ebb1-33> |
Mercado financiero 16106_b78d38-d2> |
Financial market 16106_194294-a5> |
Capital humano 16106_be5090-45> |
Human capital 16106_2193ed-35> |
Política monetaria 16106_521111-3e> |
Monetary policy 16106_3d04cd-84> |
Sector privado/público 16106_be0f83-db> |
Private/Public sector 16106_47bbf8-6e> |
Comercio exterior 16106_e62bb3-28> |
Foreign trade 16106_e4076a-7f> |
These terms allow you to discuss more sophisticated economic concepts, such as the “ciclo económico” (economic cycle) and “política monetaria” (monetary policy). Understanding these terms is essential for in-depth economic discussions.
Vocabulary for Investments and Banking in Spanish
Investment and banking vocabulary is crucial for discussing financial markets and understanding investment strategies.
Key Investment Terms in Spanish
Spanish 16106_c8b4fb-3d> |
English 16106_10fe6f-35> |
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Acciones 16106_84de57-e2> |
Stocks 16106_3b636d-10> |
Bonos 16106_4ac391-e8> |
Bonds 16106_3540f7-4c> |
Cartera de inversión 16106_66c68e-a2> |
Investment portfolio 16106_6d527b-a7> |
Dividendos 16106_7df818-b1> |
Dividends 16106_115f64-95> |
Rendimiento 16106_7ce164-32> |
Yield/Return 16106_1d5339-c8> |
Riesgo 16106_f64f31-f5> |
Risk 16106_5cfa62-ea> |
Liquidez 16106_1f7c8e-b6> |
Liquidity 16106_1ec789-1b> |
These investment terms are commonly used when discussing financial strategies. For instance, “acciones” (stocks) and “bonos” (bonds) are essential components of an investment portfolio, or “cartera de inversión.”
Banking and Financial Institutions in Spanish
Spanish 16106_ca1050-19> |
English 16106_63cc8a-9b> |
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Banco central 16106_1d04e0-83> |
Central bank 16106_637111-e2> |
Sucursal bancaria 16106_15e78d-43> |
Bank branch 16106_7d3337-e3> |
Fondo de inversión 16106_348e04-a0> |
Investment fund 16106_c4ca87-76> |
Crédito hipotecario 16106_0f0e05-00> |
Mortgage credit 16106_50834a-65> |
Cuenta de ahorro 16106_c2ad07-89> |
Savings account 16106_bcdbbe-e8> |
Cuenta corriente 16106_e64c19-dc> |
Checking account 16106_4f496f-3c> |
Comisión 16106_70d1d1-32> |
Fee/Commission 16106_b1f617-fa> |
If you’re discussing banking, it’s useful to know terms like “banco central” (central bank) and “cuenta de ahorro” (savings account). These words will help you discuss financial institutions and services.
Terminology for Business Finance in Spanish
Business finance vocabulary is essential for corporate finance discussions, whether you’re talking about capital, assets, or cash flow.
Corporate Finance Vocabulary in Spanish
Spanish 16106_49f413-17> |
English 16106_eef0c2-33> |
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Capital 16106_fa80a9-85> |
Capital 16106_553e2a-d4> |
Deuda 16106_7a81f3-1a> |
Debt 16106_a80037-33> |
Patrimonio neto 16106_19d6c3-57> |
Net worth 16106_31f167-f5> |
Flujo de caja 16106_2c6ff6-41> |
Cash flow 16106_5d0966-dc> |
Capital de trabajo 16106_72afdb-1b> |
Working capital 16106_7218b0-d0> |
Costos fijos/variables 16106_02c67a-09> |
Fixed/Variable costs 16106_e93636-74> |
Margen de ganancia 16106_fb0f89-e0> |
Profit margin 16106_d9f82c-65> |
Corporate finance often involves discussions around “capital” (capital) and “flujo de caja” (cash flow). This vocabulary is essential for understanding financial reports and making strategic decisions.
Accounting Terms in Spanish
Spanish 16106_6332fc-69> |
English 16106_49c738-a5> |
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Activo 16106_627255-94> |
Asset 16106_94fe8e-ea> |
Pasivo 16106_84b6b4-bc> |
Liability 16106_ac6425-28> |
Balance general 16106_704fb6-3e> |
Balance sheet 16106_8486a2-e6> |
Estado de resultados 16106_1d727b-69> |
Income statement 16106_a6b2d5-c6> |
Inventario 16106_b2926e-96> |
Inventory 16106_3c365c-7a> |
Contabilidad 16106_64073b-48> |
Accounting 16106_49973f-a7> |
Capital contable 16106_e665b7-cf> |
Equity 16106_aefa35-30> |
In accounting, “activo” (asset) and “pasivo” (liability) are two critical terms used on a “balance general” (balance sheet) to assess a company’s financial health.
Useful Phrases for Financial and Economic Discussions in Spanish
Beyond vocabulary, it’s useful to know specific phrases for discussing financial and economic trends, making predictions, and providing analysis.
Discussing Trends and Analysis in Spanish
- El mercado está en alza – The market is on the rise
- Hay una recesión económica – There is an economic recession
- Se espera un aumento en… – An increase is expected in…
- Los precios están bajando – Prices are dropping
- Hay una tendencia de crecimiento – There is a growth trend
These phrases help describe current trends in the market or economy, whether you’re talking about growth, declines, or recessions.
Making Predictions and Projections in Spanish
- Se proyecta que… – It is projected that…
- Se estima un crecimiento de… – A growth of… is estimated
- El rendimiento futuro dependerá de… – Future performance will depend on…
- Es probable que el mercado fluctúe – It’s likely the market will fluctuate
- La inflación podría afectar… – Inflation could affect…
These phrases are helpful for discussing forecasts and projections in financial and economic settings, making it easier to express expectations or concerns.
QUICK TIP…
To reinforce your financial vocabulary, read financial news in Spanish. This helps familiarize you with common terms and gives context to new vocabulary and grammar making it easier to understand and use in discussions.
Expand Your Financial Spanish with Confidence
Mastering advanced vocabulary for financial and economic discussions gives you the tools to engage in conversations about markets, business, and investments. With these terms and phrases, you’re ready to navigate Spanish-speaking financial contexts and hold your own in professional settings.
So, looking to expand your financial vocabulary even further? SpanishVIP offers tailored support with 1:1 classes or free group sessions to build confidence in real-world conversations. Start with a free private class or a 7-day free trial of our group classes to take your financial Spanish to the next level. Happy learning!